Debt collectors and robocalls
Sued over a debt, or called until you dread the phone
Debt collectors have to follow rules: when they can call, what they can say, and what they have to prove before a court can order you to pay. Many debt buyers sue on old accounts with thin paperwork and count on people not answering.
Answering the lawsuit on time changes that. And when a collector or a company breaks the calling rules, the law can make it pay you, and pay your lawyer.
Call us if
You were served with a lawsuit over a credit card, medical bill or old loan
A collector calls your job, your family or late at night
You're getting autodialed or prerecorded calls you never agreed to
A collector threatened arrest, jail or wage garnishment without a court order
What we do for you
Answer the lawsuit
We file your response before the deadline and make the collector prove its case.
Stop the calls
One letter from us, and the collector has to deal with us instead of you.
Sue for violations
Illegal threats, calls and robocalls can be worth money to you.
Questions about collectors
I was served. How long do I have?
Not long, often a few weeks, and the clock started the day you were served. Call us the same week.
What if I really do owe it?
You still have rights. Many collectors can't prove the amount or that they own the debt, and a settlement may cost far less than the claim.
Can they take my paycheck?
Not without a court judgment first. That's why answering the lawsuit matters.
How do I prove the robocalls?
Screenshots of your call log and any voicemails are a good start. Keep them, and don’t call the numbers back.
Got court papers or calls? Talk to Dario.
Send the paperwork you have, or call and talk it through.
Lemon, debt-collection and credit-reporting laws often make the company pay the consumer's lawyer fees when the consumer wins. We advance filing fees and other case costs; if we recover nothing, you owe us neither fees nor costs.